When a water pipe burst, does the average Orlando or Atlanta homeowner know what to do? It can be difficult if they have water all over the floor or just discovered mold on the wall. Usually their first call is to their insurance adjuster. Asking what to do next, what happens now and of course, will my homeowner insurance cover the leak and damages.
Water damage can be extremely frustrating for any homeowner. It is important they understand how it happened and what role their insurance policy plays.
Water Damage and Flood Damage are Usually Separate Insurance Policies
Many homeowners thing water damage is the same if it happened from a flood or a broken plumbing pipe. But this is not usually the case. Most flood insurance is covered under a different policy.
How the Water Damage Occurred Depends on Whether it is Covered by Homeowners Insurance
Most insurance policies cover water damage that occurred suddenly, such as from a storm. But the damage that occurred from lack of maintenance is not generally covered. Such as an old corroded pipe with a pinhole that allowed water to slowly leak underneath the flooring, but only recently showed up as a wet or moldy stain on the ceiling underneath the upstairs bathroom that eventually made the ceiling drywall collapse.
It is important for the homeowner to understand that mold begins to grow within 24 to 48 hours after something gets wet and multiplies quickly.
Unfortunately, not all water leaks are obvious, many can go undetected for years. The Leak Doctor quick response to your client’s home or business will locate any water leak, even under a concrete foundation or between walls, and repair it quickly and at an affordable price. We also have emergency services.
The Leak Doctor strives for quality performance with electronically generated reports, clearly written with all the details, available within 24 hours. Photographs taken before and after for documentation and communication with the adjuster while on the job site about the findings.
Contact the Leak Doctor today for an appointment or more information.
