When disaster strikes a property, homeowners insurance is there to save the day. A flood or a fire can easily cause tens of thousands of dollars in damages. Insurance is there to cover most, if not all of the cost.
Unfortunately, there are times when insurance claims are denied. For example, the most common insurance claim is water damage. Which usually isn’t covered if it was due to negligence.
Home and business owners purchase insurance to use it when they need it. But property owners are responsible for routine maintenance and taking care of their plumbing and septic pipes.
All pipes (no matter what they are made of) deteriorate over time. To ensure your plumbing and pipes will last as long as your home, it’s important to have them properly maintained and regularly check for leaks.
A gradual water leak behind the upstairs bathroom or sewage backing up into the tub, usually falls under preventative maintenance which most insurance policies don’t cover.
If there is a water leak, it is important to act quickly!
First stop the flow of water and detect where the leak is coming from. Just because the wall in the hallway has mold from a water leak doesn’t necessarily mean that’s where the water leak is, the source can be in the second floor bathroom, 12 feet away.
The main problems with undetected water leaks is that they can potentially end up costing thousands of dollars to repair in secondary damages such as; mold, mildew, compromised indoor air quality, damage to your walls, floors and structure of your home, that most insurance claims deny because they are considered negligence on the part of the home owner.
The easiest and most cost-effective way of solving the problem is to call a professional water leak detector. The Leak Doctor has the latest technology in thermography, ultrasound and endoscopic video to detect your water leak.
